Tobyhanna Army Depot Federal Credit Union
 
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Individual Retirement Accounts

Are you concerned about saving enough for retirement? Interested in reducing your taxes? Looking for ways to save for education expenses? If you answered “yes” to any of these questions, now is the time to evaluate your retirement and investment portfolio.

In recent year, there have been numerous changes implemented to our tax code which have affected most taxpayers. The familiar Traditional IRA was expanded, the Roth IRA and Education IRA were introduced, and capital gains taxes were reduced. What does this mean for you? More opportunities to save for retirement, reduce your tax liability, and save for important goals such as higher education.

The decisions involved in choosing which IRA is best for you can be complex. Schedule an appointment with John Klimek, who would be happy to meet with you to discuss the retirement option that best suits your needs.

*Securities Offered through ING Financial Partners, Inc., 705 Washington Blvd., Suite 100, Williamsport PA 17701. Tobyhanna Army Depot Federal Credit and ING are not affiliated. Not FDIC or NCUA insured. May lose value. Not a deposit product. No credit union guarantee. Not insured by any federal government agency.

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