Long Term Care Insurance

What is long term care? Long term care is the care you may someday need if you can no longer perform every day tasks such as getting dressed, eating or bathing. It is also the type of care you may need if you have severe cognitive impairment such as Alzheimer’s. The need for long term care usually arises from age or chronic illness, injury or disability. In fact, approximately 60% of us who reach age 65 will probably need long term care at some point in our lives. It must be mentioned however that long term care is not only a senior’s issue. 40% of long term care provided today is to individuals ages 18 to 64. Long term care can be provided in a variety of setting such as your home, adult day care centers, assisted living facilities and nursing homes.

As part of your total financial plan, long term care issues should be addressed and most importantly, a plan be developed. Schedule an appointment with John Klimek, our financial services representative, who could assist you in these areas and answer any questions you may have.

*Securities Offered through ING Financial Partners, Inc., 705 Washington Blvd., Suite 100, Williamsport PA 17701. Tobyhanna Army Depot Federal Credit and ING are not affiliated. Not FDIC or NCUA insured. May lose value. Not a deposit product. No credit union guarantee. Not insured by any federal government agency.