Earn Rewards for Fuel Efficient Vehicles at TobyFCU!

At TobyFCU, we care about members, and our environment. Because of this, we have decided to reward you, our member, when you make a smart choice regarding our environment.

How does it work?
We will deduct the MPG your fuel efficient vehicle receives from the interest rate you qualify for!

What vehicles are eligible?
Your vehicle must receive at least 30 or more MPG to qualify.

How do I determine the MPG?
TobyFCU will use NADA as the source of the vehicle MPG.

How much can I save?
You will receive anywhere from .30% to .50% off of your loan rate. We will reduce the loan rate by a maximum of .50%, even if your vehicle receives higher than 50 MPG.

Here are a few examples:

Your qualifying interest rate is 6.40% APR*.
The vehicle you are financing gets 40 MPG.
Your new interest rate would be 6.00% APR*!

Your qualifying interest rate is 5.50% APR*
The vehicle you are financing gets 55 MPG.
Your new interest rate would be 5.00% APR*!

Return to our Vehicle Loan page and pick the term that's right for you!