Holiday Shopping adds up quick:

Clothes for the Kids: $300.00
Dinner for the family: $100.00
Toys: $250.00
Jewelry for the woman in your life: $300.00
Christmas Ties for the Man in your life: $100.00

Sometimes you just need money to get those gifts. You can save for the holidays, use a charge card, or now, experience the difference with the TobyFCU. Your Credit Union is offering a very low rate Holiday Loan from now until January 31st, 2010.

Also, each member that takes out a Holiday Loan will be eligible for a drawing to win either a $100.00 gift card or 4 $25.00 gift cards at the end of the promotion. A member from each branch will be selected to win.

Instead of using a high interest rate credit card, take advantage of our rates as low as 9.99% APR*. Apply Now and borrow up to $2,500.00 with a 36 month term and have a happy holiday.

*Rate determined based on credit worthiness. Rates range from 9.99% APR to 17.99% APR. APR = Annual Percentage Rate