Student Loans

TobyFCU offers many options for its youth members. One of the benefits of being a youth member is being able to apply for Stafford Loan through TobyFCU. In order to be eligible for a Stafford Loan you have to be a US Citizen or eligible non-citizen. You have to be accepted for enrollment in a participating school and be classified as a part-time student working toward a degree or certificate. You also must have a financial need in order to receive a Stafford Loan. TobyFCU also offers help to parents who need a loan for their child.

TobyFCU offers a KeytonePLUS loan which is a loan taken out by the parents of a dependent student who has borrowed the maximum amount of student aid for school. The PLUS Loan is used to cover the costs of education that remain unpaid by other financial aid. Apply Now. When filling out the application please fill in these corresponding numbers: Lender Code (Question # 8)- 832196AA; Lender Code (Question # 32) - CO7800.

If you have any questions please visit any of our branch locations or e-mail us for more information.