News and Events

DECEMBER 18, 2009 – Recent Promotions at the Tobyhanna Federal Credit Union

Tobyhanna Army Depot Federal Credit Union (TobyFCU) is pleased to announce that two employees have recently received a promotional title increase. Marc Michalowski has been promoted to the level of Assistant Vice President of I.T. and Nina Waskevich was promoted to the level of Director of Marketing and Sales.

For more information on TobyFCU call 1-866-TobyFCU or go online to www.tobyhannafcu.org.

DECEMBER 07, 2009 – Tobyhanna Federal Credit Union Wants To Help You Enjoy The City

The Tobyhanna Army Depot Federal Credit Union is pleased to announce an upcoming fundraiser that will also support the Make A Wish Foundation.

This year we're excited about including Save Around - Enjoy The City among our fundraising partners. Save Around - Enjoy The City Offers an outstanding discount book in the greater North East Pennsylvania. Books are available in over 125 cities coast-to-coast. Each edition offers well over $1,500 in savings, with a full 25% of your book purchase going toward our drive. To contribute, go to www.enjoythecitybook.com and enter Fundraising ID Code TADFCU1111 when you check out. You can also purchase a book by visiting our Scranton branch office located at 300 Mulberry Street.

We're looking forward to another great year and we're counting on your participation. Let's make it our best year ever!

For more information on TobyFCU call 1-866-TobyFCU or go online to www.tobyhannafcu.org.

NOVEMBER 03, 2009 – Cell Phones for Soldiers and TobyFCU, Kick Off Cell Phone Collection Drive.

More than 150,000 troops are serving overseas and are away from their families. Cell Phones for Soldiers, and Tobyhanna Federal Credit Union are calling on all Americans to support for these brave men and women by donating your unused cell phones. Cell Phones for Soldiers hopes to collect over 50,000 cell phones this year to help keep troops connected with their families.

“Over the past few years, we have been amazed by the generosity of others. But, we have also seen the need to support our troops continue.” says Brittany Bergquist, Cell Phones for Soldiers co-founder. “It is easy for Americans to make a small sacrifice of support by donating their unused cell phones, and providing families with a much-needed connection to their loved ones overseas.”

Local residents can support the collection drive by donating their phones throughout November at any TobyFCU branch location, including:
- 880 Schechter Drive, Wilkes-Barre
- 300 Mulberry Street, Scranton
- Building #11, Tobyhanna Army Depot Employees Only
- 4 Progress Street, East Stroudsburg
For directions call toll free 1-866-862-9328 or go online at www.tobyhannafcu.org.

“We’re proud to show our support for U.S. soldiers, and to contribute to a worthy cause like Cell Phones for Soliders,” says Nina Waskevich, Marketing & Sales Manager.

Cell Phones for Soldiers was founded by teenagers Robbie and Brittany Bergquist from Norwell, Mass., with $21 of their own money. Since then, the registered 501c3 non-profit organization has raised almost $1 million in donations and distributed more than 500,000 prepaid calling cards to soldiers serving overseas.

“We are continuously overwhelmed by the enthusiastic support of thousands of Americans who have helped our troops speak with their loved ones,” says the teens’ father, Bob Bergquist. “However, the need for support keeps growing as more soldiers are sent to the Middle East or are asked to serve extended tours of duty.”

Through increased fundraising efforts, the Bergquist family hopes to raise more than $9 million in the next five years to fund new programs, such as providing video phones and prepaid service to allow soldiers abroad to see their families on a regular basis.

The donated phones are sent to ReCellular, which pays Cell Phones for Soldiers for each phone – enough to provide an hour of talk time to soldiers abroad.

Approximately half of the phones ReCellular processes are reconditioned and resold to wholesale companies in over 40 countries around the world. Phones and components that cannot be refurbished are dismantled and recycled to reclaim materials, including:

• Gold, silver and platinum from circuit boards
• Copper wiring from phone chargers
• Nickel, iron, cadmium and lead from battery packs
• Plastic from phone cases and accessories

OCTOBER 31, 2009 – Tobyhanna Federal Credit Union Takes On The Pumpkins

Tobyhanna FCU held their 2nd Annual Halloween party at Roba’s Family Farms, Dalton, PA on Sunday, October 25, 2009. Toby, CU Mascot, greeted everyone at the front entrance. All TobyFCU youth members were free and received a special bag of Halloween treats. TobyFCU also rented a pavilion for members to roast hotdogs, marshmallows, and enjoy a warm cup of hot chocolate. Members were able to enjoy the other events such as a corn maze, pig races, a petting zoo, and more.

For more information on TobyFCU call 1-866-TOBYFCU or go online to www.tobyhannafcu.org.

OCTOBER 27, 2009 – Tobyhanna Federal Credit Union Meets Luzerne County!

Tobyhanna Federal Credit Union held a Meet and Greet event at their Wilkes-Barre branch location on Friday October 23, 2009. The event was open to local businesses and the community. Attendees were able to meet the new branch manager, Jen Duggan, and the newest position for TobyFCU, Business Services Officer, filled by Kay Daniel. The event was opened to the public and current members of the Credit Union. Festivities included onsite radio, free food, shredding by All Shred, pumpkin decorating for the children, a prize wheel, raffle drawings, and more. Everyone had a great time and enjoyed meeting the newest team members at TobyFCU. Members took advantage of the free onsite shredding and brought loads of change for the coin counting machine.

For more information on TobyFCU call 1-866-TOBYFCU or go online to www.tobyhannafcu.org.

SEPTEMBER 30, 2009 – Tobyhanna Federal Credit Union Wants Your Socks

Throughout the month of October Tobyhanna Federal Credit Union will be collecting socks in part of the “Make A Difference Day” Project sponsored by the Voluntary Action Center and Senior Corps of PA. New socks of any size, color, and style will be collected at Tobyhanna’s four branches located in Scranton, Wilkes-Barre, Tobyhanna, and East Stroudsburg. All socks with be donated to human service agencies throughout Lackawanna County.

For more information on TobyFCU call 1-866-TOBYFCU or go online to www.tobyhannafcu.org.

SEPTEMBER 25, 2009 – Tobyhanna Federal Credit Union Party’s With Local College Students

TobyFCU participated in the 6th Annual Downtown Collegetown Party on the Square on September 16. Over 1,500 college students from King’s College, Luzerne County Community College, Misericordia College, Penn State Wilkes-Barre, and Wilkes University gathered on the square to take part in event. Students were anxious to compete in a game of Wii to win a prize while TobyFCU staff handed out free popcorn and answered financial questions. Information was also available for services including Facebook, Text Banking, Online Services, AllPoint, and the newest branch located in Wilkes-Barre.

For more information on TobyFCU call 1-866-TOBYFCU or go online to www.tobyhannafcu.org.

AUGUST 4, 2009 – TobyFCU Has a Blast at Chacko’s

Pictured from left to right: JoAnne Abramowitz, TobyFCU MSR and Christie Bonnice, TobyFCU Manager of Branch Service & Sales.

Tobyhanna Federal Credit Union recently supported the 3rd annual Bowling Blast Off Day held at Chacko’s Family Bowling Center in Wilkes-Barre on Sunday July 26, 2009. The event included local vendors, DigiKids, the DARE unit, Stranger Danger Program, a magician, and more. TobyFCU distributed membership information, giveaways, and information one of their surcharge free ATM programs, Allpoint.

For more information on TobyFCU call 1-866-TOBYFCU or go online to www.tobyhannafcu.org.

JUNE 29, 2009 – TOBYHANNA FEDERAL CREDIT UNION HAS ENTERED THE SOCIAL NETWORKING WORLD

Become a fan of Tobyhanna Federal Credit Union (TobyFCU) today by visiting the following Facebook link. Anyone can become a fan of Tobyhanna Federal Credit Union! TobyFCU can also be reached online at www.tobyhannafcu.org or by calling 1-866-TobyFCU (862-9328).

JUNE 18, 2009 – TOBYHANNA FEDERAL CREDIT UNION GRANTS A WISH

Pictured from left to right. First Row: Judi Williams, TobyFCU Branch Manager; Christie Bonnice, TobyFCU Manager of Branch Service & Sales; Nina Waskevich, TobyFCU Marketing & Sales Manager; Marc Michalowski, TobyFCU IT Manager; Jim Kanaley, TobyFCU CEO. Second Row: Lynn Hill, Make A Wish Northeast Regional Manager; Sue Toth, TobyFCU Loan Clerk; Karen Talarico, TobyFCU Branch Manager; Chris Martarano, TobyFCU Imaging Coordinator; JoAnne Abramowitz, TobyFCU MSR III; and Sherry Domozych, TobyFCU EFT Specialist.

TobyFCU held its 6th annual golf tournament on Monday, June 8, 2009 at Blue Ridge Trail Golf Club in Mountaintop, PA. Approximately 90 golfers from local credit union and trades participated. All proceeds from the tournament benefit the Make-A-Wish Foundation. A total of $5,000.00 was donated to grant a child’s wish. At the end of the day, everyone enjoyed a delicious dinner, received prize awards, and listened to a presentation given by the Make A Wish Representative and the Credit Union staff.

For more information on TobyFCU call 1-866-TOBYFCU or go online to www.tobyhannafcu.org.

JUNE 5, 2009 – POCONO RESIDENTS NAME TOBYHANNA FEDERAL CREDIT UNION THE BEST!

Pictured left to right: Nina Waskevich, TobyFCU Marketing & Sales Manager; Judi Williams, TobyFCU East Stroudsburg Branch Manager.

Employees of the Tobyhanna Federal Credit Union were recently presented with the 2009 Pocono’s Choice award.

The opinions of local residents are always helpful when newcomers want to know the “bests” of an area. And in the Poconos, local residents have chosen Tobyhanna Army Depot Federal Credit Union as the “Poconos’ Choice Credit Union”.

Every year, an independent market-research firm performs the random telephone survey annually, asking residents throughout the Poconos to name the area’s leading businesses in a wide variety of categories. The businesses residents name most often are recognized as the “Poconos’ Choice.”

For more information on TobyFCU call 1-866-TOBYFCU or go online to www.tobyhannafcu.org.

May 27, 2009 – A NEW POSITION FOR TOBYFCU

Tobyhanna Federal Credit Union is pleased to welcome Kay Daniel to their Credit Union family. Kay officially started her position as Business Services Officer on May 18, 2009. This new position is the first step in preparing for the offering of Business Services including Commercial Deposits, Loans, and Payroll Services to name a few. Kay joins the Credit Union with over 10 years banking experience including Business/Commercial Services.

For more information on TobyFCU call 1-866-TOBYFCU or go online to www.tobyhannafcu.org.

May 1, 2009 – TOBYHANNA FEDERAL CREDIT UNION HOLDS 55TH ANNUAL MEETING

Tobyhanna Federal Credit Union, Scranton, held its 55th annual meeting at the Crescent Lodge in Cresco, Pa on April 17, 2009. Approximately 140 members attended and were treated to a sumptuous NEPA dinner. Chairman Bob Miscavage gave the annual report of the Board and emphasized new products and services as well as the credit union's commitment to the members through a series of service promises. CEO Jim Kanaley provided an update on the current economy and the Corporate Stabilization Plan. He spoke of the financial strength of the credit union and the ability to withstand the financial assessments that the credit union must endure. Youth scholarships were presented and the results of the Board elections were announced. The evening closed with drawings for cash prizes.

For more information on TobyFCU call 1-866-TOBYFCU or go online to www.tobyhannafcu.org.

May 1, 2009 – TOBYHANNA FEDERAL CREDIT UNION AND MAKE A WISH HEADING OUT ON THE GREEN

Tobyhanna Federal Credit Union is currently seeking sponsors and golfers for its 6th Annual Golf Tournament. The tournament will take place on Monday June 8th, 2009 at the Blue Ridge Trail Golf Club in Mountaintop, PA. The golf tournament will be held with a 4 flight captain and crew format. If you would like to participate the cost is $90 per person. All proceeds will benefit the Make-A-Wish Foundation. Make your reservation today, the deadline date is May 27, 2009.

For more information on TobyFCU call 1-866-TOBYFCU or go online to www.tobyhannafcu.org.

April 28, 2009 – TOBYHANNA FEDERAL CREDIT UNION NOW SERVING HOTDOGS

On Sunday, April 26, 2009 Janelle Kaczmarek, TobyFCU CFO, Pearl Pierce, W-B Branch Manager, and Barbara Kilgallon represented the Tobyhanna Federal Credit Union at the Moonlight 5K Walk/Run to benefit the Children’s Advocacy Center of Northeast, PA. This is the Center’s annual fundraising event which benefits child victims of physical and sexual abuse and neglect. The Credit Union donated and served 500 hotdogs and chips at the event.

For more information on TobyFCU call 1-866-TOBYFCU or go online to www.tobyhannafcu.org.

April 20, 2009 – TOBYHANNA FEDERAL CREDIT UNION (TobyFCU) HOSTS SUCCESSFUL SHRED DAY

Members, non-members, and local residents arrived at the Scranton branch location on Friday, April 17 to shred their personal documents. TobyFCU also credits Shred-All shredding for the wonderful service provided.

Tobyhanna Federal Credit Union announced a few weeks prior to the event that a shred day would be hosted by the Credit Union. The shred day was to help those who don’t know where to shred their documents, spread the importance of properly discarding personal documents, and being proactive against identity theft. Everyone was thankful for the event.

For more information on the Tobyhanna Federal Credit Union call 1-866-TOBYFCU or go online to www.tobyhannafcu.org.

April 6, 2009 – TOBYHANNA FEDERAL CREDIT UNION SHREDDING THE COMMUNITY

Tobyhanna FCU will be holding a community shred day at their Scranton branch location on Friday, April 17, 2009 from noon – 3 PM. Members and non-members are welcome to participate. This is a great opportunity to protect your identity and clean out any paper clutter that you may have in your home or office. For more information regarding this event contact the credit union at 1-866-862-9328.

For more information on the Tobyhanna Federal Credit Union call 1-866-TOBYFCU or go online to www.tobyhannafcu.org.

March 24, 2009 – TOBYFCU TAKES THE WIN AT WYOMING VALLEY CHAPTER OF CREDIT UNIONS BOWLING TOURNAMENT

Pictured from left to right Front row: Tony Fasulo, member; Jennifer Johnson; David Dixon. Second row: Sherry Domozych; Pearl Pierce; Sue Coyle. Third Row: Michelle Baluta; Allyson Seliga; Linda Fasulo; Joe Talerico; Melanie O’Neill. Fourth Row: Chris Martarano; Ken Baluta, member; Kyle Linko, member; Jim O’Neill, member.

Select TobyFCU employees, friends, and family members participated in the 2009 annual Wyoming Valley Chapter of Credit Unions Bowling Tournament. The event took place on Sunday, February 15, 2009 at Chacko’s Family Bowling Center in Wilkes Barre, PA. Two of the three Tobyhanna teams were presented a trophy for taking the win. All money raised from the event was donated to the Luzerne County SPCA and other local charities.

For more information on the Tobyhanna Federal Credit Union call 1-866-TOBYFCU or go online to www.tobyhannafcu.org.

March 17, 2009 – TOBYHANNA FEDERAL CREDIT UNION WRAPS DAFFODILS

Pictured from left to right: Nina Waskevich, Marketing & Sales Manager; Monessa Terzoni, TOBYFCU Administrative Assistant.

Nina Waskevich, TOBYFCU Marketing & Sales Manager and Monessa Terzoni, TOBYFCU Administrative Assistant, recently wrapped daffodils at St. Matthew's Lutheran Church located in Scranton, PA. The daffodils were previously ordered by local businesses in the community. The Scranton branch also sold daffodils on Friday, March 20, 2009. The sales were a record high for the Credit Union this year.

Daffodil Days are supported through the American Cancer Society to raise monies for patient services in the local community. For more information on the Tobyhanna Federal Credit Union call 1-866-TOBYFCU or go online to www.tobyhannafcu.org.

March 5, 2009 – AS TRADITIONAL STUDENT LOAN LENDERS STEP BACK, TOBYHANNA FEDERAL CREDIT UNION STEPS UP

In today’s financial world, there is no debate about the dismal state of student lending. In spite of recent government intervention to shore up federally backed loans, 2008 has been marked by a mass exodus of many traditional lenders from the student lending market. Caused in large part by cuts in subsidies, ongoing market turmoil and restricted access to capital, this exodus has left students and families scrambling for high-quality educational financing like never before.

According to Nina Waskevich, Marketing & Sales Manager, Tobyhanna FCU, while the availability of federal loans has come under intense scrutiny, consumers who are forced to rely on private student loans may actually feel the biggest pinch. “The cost of college education has risen dramatically over the last 15 years. This has led to an ever-increasing gap between what scholarships and federal loans cover and the actual cost of attendance,” said Waskevich. “For a college student attending a public school for four years, that gap has grown to more than $30,000. And for those attending a private school, the gap jumps to well over $100,000. Private student loans fill that gap, and with so many lenders leaving the market, students will not only find these loans harder to come by, but they will likely be faced with higher rates and fees.”

In hopes of bringing superior economic value to the marketplace and meeting the educational financing needs of credit union members and local consumers, in early 2009 Tobyhanna Federal Credit Union partnered with several of the nation’s leading credit unions to develop a new private lending solution called Credit Union Student Choice.

“With the turmoil in the marketplace, we felt it was imperative that credit unions, as not-for-profit balance sheet lenders with a unique ability and willingness to collaborate, get into the student lending business," said Waskevich. "Credit unions exist first and foremost to meet the needs of their membership, not to maximize profit by selling off loans to Wall Street. We are very proud to offer a private student loan that will deliver real value and meet a pressing need.”

Tobyhanna Federal Credit Union’s loan features include zero origination fees, significantly lower interest rates, in-school deferred payment, co-signer release, and a graduated repayment option. “It’s a very unique product that is structured as a line of credit, which allows students to make multiple draws over the course of their entire college career after completing just one simple application," said Waskevich. "Most importantly, we control the pricing and retain the ongoing relationship with our member. And considering we're a not-for-profit cooperative that's been making consumer loans for over 50 years, it's a natural progression for us to offer this product.”

Waskevich also points out that many lenders take advantage of consumers’ lack of knowledge about education financing options. "The website we've built will help consumers make better decisions by providing in-depth information on all of the ways to finance a college education as well as calculators that will actually show them the numbers." To access this information and learn more about Tobyhanna Federal Credit Union’s private student loan option, visit www.tobyhannafcu.org or call 1-866-TOBYFCU (862-9328).

February 24, 2009 – TOBYHANNA FEDERAL CREDIT UNION LENDS A HAND IN THE KITCHEN

Pictured from left to right: Barbara Pelak, TOBYFCU Deposit Process Specialist; Sherry Domozych, TOBYFCU EFT Specialist; Chick, St. Francis of Assisi; Christina Sheerer, TOBYFCU MSR III; Monessa Terzoni, TOBYFCU Administrative Assistant.

Select staff of the Tobyhanna Federal Credit Union (TOBYFCU) recently volunteered their time on-site at the Saint Francis of Assisi Kitchen in Scranton, PA. The kitchen provides free food and a warm atmosphere to those in need. The staff at Saint Francis was appreciative of the extra help and the TOBYFCU staff was more than happy to lend an extra hand. Such volunteer service is just another way of how TOBYFCU not only helps its members, but actively find ways to help support their community as well.

To find out more about Tobyhanna Federal Credit Union, such as membership eligibility, visit them online at www.tobyhannafcu.org or by calling 1-866-TOBYFCU (862-9328).

February 4, 2009 – TOBYHANNA FEDERAL CREDIT UNION BACKS DIRECT DEPOSIT OF SOCIAL SECURITY PAYMENTS WITH GO DIRECT

Tobyhanna FCU is pleased to announce the partnership with Go Direct, a national campaign sponsored by the U.S. Department of the Treasury and the Federal Reserve Banks, to encourage people who get Social Security and other federal benefit payments by check to switch to direct deposit.

Go Direct reaches out to people about direct deposit in many different ways, including media, advertising and Web sites in English and Spanish. But the most powerful avenue for getting out the message is face-to-face communication – and that’s where Tobyhanna FCU comes in.

Tobyhanna FCU is a familiar, trusted source of information for Lackawanna, Luzerne, Monroe, Pike, Wayne, and Wyoming Counties and can help them make this small, but important change in your financial well-being. Tobyhanna FCU encourages everyone to participate in this worthy effort by calling the number at the bottom of this article.

Direct deposit is simply the best way to receive Social Security and Supplemental Security Income (SSI) payments. Direct deposit eliminates the risk of lost or stolen checks, reduces fraud, helps protect against identity theft and gives people more control over their money. Plus, direct deposit provides people with immediate access to their money from virtually everywhere.

Direct deposit also saves taxpayers millions of dollars. If every current federal benefit check recipient switched to direct deposit, it would save taxpayers about $130 million a year. Almost all the money saved remains in the Social Security Trust Fund – a benefit to all Americans for years to come.

Tobyhanna FCU and Go Direct makes it easy for people who get Social Security and SSI to sign up for direct deposit. Look for the Go Direct banner on Tobyhanna FCU’s website located at www.tobyhannafcu.org, call toll free at 1-866-TOBYFCU (862-9328), or visit one of their four branch locations in East Stroudsburg, Scranton, Tobyhanna (Depot employee access), or Wilkes-Barre.

Consumers can also enroll themselves by calling 1-800-333-1795 or accessing Go Direct online at www.GoDirect.org.

To find out more about Tobyhanna Federal Credit Union, such as membership eligibility, visit them online at www.tobyhannafcu.org or by calling 1-866-TOBYFCU (862-9328).

February 2, 2009 – TOBYHANNA ARMY DEPOT FEDERAL CREDIT UNION EXPANDS BY 37,000 LOCATIONS

Tobyhanna Army Depot Federal Credit Union has excellent news. As of February 4th, 2009 they will officially be part of the Allpoint Network, a worldwide network of 37,000 surcharge-free ATMs. This means that current and new members will be able to access their accounts using their current cards at all these locations, and not have to pay to get their money.

The newly affiliated ATMs are located in well known national and regional retailers throughout the local communities served by Tobyhanna and beyond.

Allpoint, a division of Cardtronics, is America’s Largest Surcharge-Free ATM Network with 37,000 ATMs in leading national and regional merchant locations across the United States and the United Kingdom. Allpoint provides greater access, convenience and savings to members of financial institutions. For more information, or to find the nearest Allpoint surcharge-free ATM, please visit the website for Tobyhanna Army Depot FCU at www.tobyhannafcu.org or www.AllpointNetwork.com. You can also contact the credit union toll free by calling 1-866-TOBYFCU (862-9328).

To find out more about Tobyhanna Federal Credit Union, such as membership eligibility, visit them online at www.tobyhannafcu.org or by calling 1-866-TOBYFCU (862-9328).

December 23, 2008 – LOCAL CREDIT UNION GIVES BACK TO THE COMMUNITY THIS HOLIDAY SEASON

The East Stroudsburg, Scranton, and Wilkes-Barre branch locations of the Tobyhanna Federal Credit Union volunteered as collection centers for local organizations throughout the communities they serve. Gifts and monetary donations were collected for the Domestic Violence Center, The Salvation Army of Monroe County, and St. Joseph’s in Scranton. As a not for profit organization the Tobyhanna FCU donates and volunteers throughout the year and doing so during the holidays is no exception. In fact the local Scranton branch decided not to hold a secret Santa gift exchange but donate their monies to those in need.

To find out more about Tobyhanna Federal Credit Union, such as membership eligibility, visit them online at www.tobyhannafcu.org or by calling 1-866-TOBYFCU (862-9328).

November 26, 2008 – IT’S A JUNGLE AT TOBYHANNA ARMY DEPOT FEDERAL CREDIT UNION

Pictured from left to right. Front row: Monessa Terzoni (sitting), Administrative Assistant; Doris Wolfe, Loan Review Coordinator; Anna Gaston, MSR I; Jennifer Opiela, MSR I; Stephanie Torres, Prime Time MSR I. Back row: Melanie O'Neill, MSR II; Jennifer Johnson, Accountant; Judy Osnick, HR Specialist; Carrie Pollack, MSR I; Rebecca McQuown, MSR II.

All employees of the Tobyhanna Army Depot FCU recently completed Service and Sales training. Sales Safari was the overall theme in which staff learned more about service, cross sales, building stronger relationships with the members, product and service knowledge and more. This will become an ongoing culture set for the Credit Union to better fit its newly revised vision of “Dedicated to building life-long relationships by providing personalized financial solutions to enrich each member’s life.”

Tobyhanna Army Depot FCU is affiliated with over 350 businesses located through Luzerne, Lackawanna, Monroe, Pike, Wayne, and Wyoming Counties. For more information, such as membership opportunities, visit them on the web at www.tobyhannafcu.org or by calling 1-866-TOBYFCU (862-9328).

November 19, 2008 – TOBYHANNA ARMY DEPOT FEDERAL CREDIT UNION ANNOUNCES PARTNERSHIP WITH 1ST PENN MORTGAGE GROUP

Pictured left to right: Steven Farrell, President 1st Penn Mortgage Group; James Kanaley, CEO Tobyhanna Army Depot FCU

“I am pleased to announce an exciting new mortgage partnership with 1st Penn Mortgage Group. TADFCU did an extensive search to bring a mortgage partner to our members who have a commitment to service and an understanding of the relationship between a credit union and its members. We are confident that 1st Penn Mortgage Group will provide you with all your mortgage needs in a professional, efficient, and rate competitive manner,” states James Kanaley – CEO Tobyhanna Army Depot FCU.

1st Penn Mortgage Group is associated with Classic Properties, NEPA’s Leading Real Estate Company with 120 agents in 6 locations.

“We’re thrilled to partner with the credit union and its 24,000 members,” says Steven Farrell – President 1st Penn Mortgage Group and Owner/Broker of Classic Properties. Farrell adds, “Our goal is to simplify the home buying process for credit union members.”

For more information, like membership eligibility, go to www.tobyhannafcu.org or call 1-866-TOBYFCU (862-9328).

August 22, 2008 – FUNDS FOR FURRY FRIENDS WEEK AT TOBYHANNA FEDERAL CREDIT UNION

Pictured left to right: Annette Ross, TADFCU MSR II; Melanie O'Neill, TADFCU MSR II; Pearl Pierce TADFCU Wilkes-Barre Branch Manager; Chloe, SPCA “volunteer”; Nina Waskevich, TADFCU Marketing & Sales Manager; Christie Bonnice, TADFCU Manager of Branch Service & Sales; and Diane Romani TADFCU MSR I.

The Wilkes-Barre branch location of Tobyhanna Federal Credit Union recently held a special promotion that also helped the Luzerne County SPCA. Members and non-members were requested to visit the branch August 11 - 16 at 880 Schechter Drive to donate loose change in the coin counting machine. All fee income, a total of $104, was donated to the local SPCA. Branch locations also collected SPCA wish list items including food, litter, cleaning supplies, and more.

In part of the promotion select staff, included in the picture, participated in the SPCA volunteer orientation program so that each can now officially volunteer as needed.

For more information, like membership eligibility, go to www.tobyhannafcu.org or call 1-866-TOBYFCU (862-9328).

07/16/2008 - TOBYHANNA FEDERAL CREDIT UNION YOUTH COMMITTEE SUPPORTS SOFTBALL SEASON

Picture includes: Andy Drutarovsky, team manager; Marc Michalowski, TADFCU IT Manager, Christina Sheerer, TADFCU MSR III; Allyson Seliga, TADFCU MSR I; Chris Martarano, TADFCU Imaging Coordinator; Karen Talarico, Scranton Branch Manager; Monessa Terzoni, TADFCU Administrative Assistant; Audrey Ferguson, MSR III; Team Coach; and the Junior League team. Not pictured but part of the TADFCU Youth Committee: Cheryl Ricci; Susan Toth; Nina Waskevich; Christie Bonnice; JoAnne Abramowitz; and Melanie O'Neill.

In part of their community support and participation with youth related activities, members of the Tobyhanna FCU Youth Committee sponsored a girls Junior League team at Tripp Park. Members of the youth committee also attended several games and volunteered their time serving food in the snack shack. The team is currently in the playoffs.

The Tripp Park Miss-E League is located in the “Tripp Park" section of the 'West Side' of Scranton, Pennsylvania. The league enjoyed its inaugural season in 1968, and was established to teach young girls of the area the fundamental, intermediate and advanced skills of fastpitch softball, along with lifelong traits of teamwork, sportsmanship, discipline, responsibility and positive attitude. Membership consists of girls from the Scranton metropolitan area, ages 5 thru 17.

For more information on Tobyhanna Federal Credit Union, including membership and other charitable activities, call 1-866-TOBYFCU (862-9328) or go online at www.tobyhannafcu.org.

06/30/2008 - TEE TIME AT TOBYHANNA FEDERAL CREDIT UNION

Volunteers from left to right: First Row: Molly Burnside, TADFCU Trainer; Monessa Terzoni, TADFCU Executive Assistant; Sue Toth, TADFCU Loan Clerk; Karen Talarico, Scranton Branch Manager; Christina Sheerer, TADFCU MSR Scranton Branch; Christie Bonnice, TADFCU Manager of Branch Service & Sales; Nina Waskevich, TADFCU Marketing & Sales Manager; Chris Martarano, TADFCU Imaging Coordinator; Audrey Ferguson, MSR Tobyhanna Branch.

Tobyhanna Army Depot Federal Credit Union (TADFCU) held its 5th Annual Golf Tournament on June 9, 2008 at Blue Ridge Trail Golf Club in Mountaintop, PA. Approximately 92 golfers participated. All proceeds from the tournament benefit the Make-A-Wish Foundation. A total of $5,500.00 was donated. All golfers had a great time and enjoyed a great day of weather. At the end of the day, everyone enjoyed a delicious lunch and listened to a presentation given by a Make A Wish child and his mother who came to tell about their experience with Make A Wish Foundation.

The 6th Annual Golf Tournament will take place on Monday, June 8, 2009 at Blue Ridge Trail Golf Club. Contact Marc Michalowski for registration and sponsorship opportunities at 1-866-862-9328 ext. 184. For more information about Tobyhanna Army Depot Federal Credit Union stop by a local branch, call toll free at 1-866-TOBY-FCU (862-9328) or visit online at www.tobyhannafcu.org.

06/26/2008 - TOBYHANNA FEDERAL CREDIT UNION RAISES MONEY FOR THE MAKE A WISH FOUNDATION

The Tobyhanna Army Depot FCU held its 5th annual golf tournament on June 9, 2008 at Blue Ridge Trail Golf Club in Mountaintop, PA. Approximately 92 golfers participated. All proceeds from the tournament benefit the Make-A-Wish Foundation. A total of $5,842.85 was donated. All golfers had a great time and enjoyed a great day of weather. At the end of the day, everyone enjoyed a delicious lunch and listened to a presentation given by a Make A Wish child and his mother who came to tell about their experience with Make A Wish Foundation. For more information about the Tobyhanna Army Depot FCU stop by a local branch, call toll free at 1-866-TOBY-FCU (862-9328) or visit online at www.tobyhannafcu.org.

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