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Privacy Policy

At the Tobyhanna Army Depot Federal Credit Union, your privacy is a top priority. This notice describes how we protect the privacy of your personal information and gives you an opportunity to let us know if you do not want certain information about you disclosed to other parties. Throughout this notice, the word “information” refers to personal information about you that may not be publicly available.

What Happens to the Information That We Collect and Disclose To Others?

We collect non-public information about you from the following sources.

  • Information we receive from you on applications or other forms
  • Information about your transactions with us, our affiliates, or others
  • Information we receive from a consumer reporting agency


We may disclose all of the information that we collect, as described above

What Parties to Whom we Disclose the Information?

We may disclose information about you to the following types of third parties.

  • Financial service providers, such as those that provide mortgage securities, credit card and insurance services.
  • Non-financial companies such as credit bureau agencies, data processing, statement and check printers.
  • Others, such as mail houses for newsletters and promotions.

We may disclose all the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose information about you under other circumstances, as permitted or required by law.

Please understand, if you choose to “opt out” of information shared by the mentioned 3rd parties that we must deal with, we may no longer be able to provide that service.

If you decide to terminate your membership with the Tobyhanna Army Depot Federal Credit Union or become an inactive member, we will not share information we have collected about you, except as may be permitted or required by law.

How to Opt Out of Certain Disclosures of Information About You?

If you prefer that we not disclose information about you to parties that are not affiliated with the credit union, you may “opt out” of these disclosures. That is, you may direct us not to make those disclosures. This “opt out” will not apply to disclosures that are permitted by law and will not apply to disclosures to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. If you wish to “opt out” of disclosures to parties that are not affiliated with the credit union, you may exercise this right by:

  • Contact your local branch
  • E-mail us
  • Mail your request in writing to:

    Tobyhanna Army Depot Federal Credit Union
    Attention: IT Department
    300 Mulberry Street, Suite 201
    Scranton, PA 18503

How We Protect Your Information!

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your information.

 

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