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IRA Market Index Certificate

Are you looking for an insured investment for your IRA with maximum potential earnings? If you are then the IRA Market Index Certificate could be just the investment you are looking for!

The IRA Market Index Certificate is an insured Credit Union IRA Certificate that earns dividends based on the Standard and Poor’s 500 Composite Price Index (S&P 500). If the S&P 500 is higher on the day the certificate matures than it was when it was established, you earn a percentage of the increase. If it’s lower or the same, you don’t earn dividends, but your original deposit is returned in full. The IRA Market Index Certificate lets you take advantage of earning potential based on the stock market without putting your principal at risk.

In response to changing investment needs, the IRA Market Index Certificate is now available in 1, 2, 4, and 7 year terms. The one year certificate provides a solution for members who are looking to maximize earning potential in the short term, but still want the flexibility to switch investments when market conditions change. The 7 year certificate is well suited for long-term investments like IRAs.

The IRA Market Index Certificate requires that you have an IRA Savings account. In order to enroll for this investment you will need to make a minimum deposit of $2000. You are unable to add funds or withdraw funds during the term of the certificate.

Let TobyFCU help you earn money by investing in an IRA-Market Index Certificate. E-mail us or stop by today and ask to speak with an MSR to open up an IRA Market Index Certificate and Experience the Difference with TobyFCU!

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