Prime Rate Certificate



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Current Prime Rate: 3.25%

This is a certificate product available for new or old money based on the daily Prime Rate used by the Federal Reserve. The rate will based on the current Prime Rate, minus 3.25%, with a floor rate of 3.00% APY* and a ceiling rate of 7.00% APY*. If you do not have options like a 401K plan or similar savings, this product would be right for your long-term savings. The product requires a $1,000.00 minimum balance with a term of 7 years. You can also add money to this certificate at any time. Also available in IRA and Roth IRA Certificates.

*APY = Annual Percentage Yield. Substantial penalty for early withdrawal. Subject to change with Prime Rate.
The rate can change as many times as prime rate per the Wall Street Journal publication, less 3.25%.

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