Share Draft Checking Accounts

Once you are a member at the Credit Union you will already have a Share (Savings) Account established, so your next step should be to open a Share Draft (Checking) Account. There are many benefits with our Checking account and it is very easy to switch over if you are currently using another financial institution. No minimum balance, no monthly service charge, FREE monthly statements, FREE first box of checks, and unlimited check writing are just a few of the benefits.

After opening the account you will be allowed to use such services as an ATM/Debit card, Direct Deposit, Payroll Deduction, Bill Pay, and unlimited automated withdrawals and transfers. All Share Draft (Checking) Accounts are covered by our Automatic Overdraft Protection. Overdraft Protection designates a transfer from the Share (Savings) Account to your Share Draft (Checking) Account as long as the money is available. A small fee will be applied when using this feature but the benefit doesn’t compare to the embarrassment of bouncing a check or receiving a heavy fee from a business like a retail outlet.

If you already have a checking account with another financial institution, it's easy to switch. Find out more about our Switch Kit here.

If you have any questions or concerns, please e-mail us.