Credit Life & Disability Protection

We pride ourselves on providing you with a loan that meets your needs. We tailor each loan to meet your affordable monthly payment. We also pride ourselves in educating our members with all the options available to them. One option we continue to see the benefit of is a fully protected loan with Credit Life Protection and Credit Disability Protection.

• Credit Life Insurance is an option that provides you with the peace of mind knowing your loan balance will be paid in full if you die. Unfortunately, we have members whose loan balances are paid through this product each year. Fortunately for their families, it is one less worry when they lose a loved one.
  
• Credit Disability Insurance is an option that will pay your monthly payment should you become disabled and unable to work. This benefit will kick in whether you get hurt at work, at home, or at play.

Both of these options are available at the time of a loan closing without any physical. You can opt for either protection or both protections. If you have additional questions about how these options can be a benefit to you or your family, please feel free to contact any member of our loan staff.

Below is some additional information about how Credit Life and Credit Disability Protection has helped our members in the past:

January 1, 2009 – December 31, 2009
16 Death claims were paid for a total of $449,926.07
The average death claim was $28,120.38

364 Disability claims were paid for a total of $620,158.35
The average disability claim was $623.90