User ID/Account #
Unauthorized login attempts may be prosecuted to the fullest extent of the law.
1-866-TobyFCU (866-862-9328) 
Routing # 231386331 
Current Prime Rate 3.25% 
Current Fed Funds Rate 0.25% 

Online Banking

Account Access Anywhere, Anytime

Skip the line!

TobyFCU's FREE Online Banking service allows you to access your accounts anytime, whenever it's convenient for you.

Enroll using our new enrollment setup link or by clicking the "New User" button at the top of the webpage.

Benefits at a glance:

  • View up to 2 years of account history.
    • Including interest rates, dividend rates, Regulation D transfer information, pending deposits, & more.
  • Access to our Bill Pay program.
  • Make loan and credit card payments.
  • Secure messaging and support with the credit union.
  • Change your address, email, or phone number.
  • Personalize your Share Draft Checking and Share Savings accounts.
  • Alerts that let you know when activity occurs on your account.
  • Access to our mobile apps for iOS and Android devices.


eStatements are the quick, convenient and most secure way to receive your account information. Opt in today!

Here's How:

  1. Login to Online Banking
  2. Hover your mouse over "Account Information" on the menu bar
  3. Next, hover over "eStatements" and then "Opt In / Opt Out"
  4. Click on "Opt In / Opt Out"
  5. Read and agree to the eStatements disclosure by checking the checkbox below the disclosure
  6. Click submit and you're signed up!

Mobile Access

A mobile version of Online Banking, configured specifically for your phone's web browser, can be accessed by clicking the "Mobile Banking" button at the top of the webpage. Or choose to access your accounts through our mobile apps for iOS or Android instead.

Two-Factor Authentication

Our mobile banking apps on iOS and Android feature two-factor authentication. Please see this link to learn more.